Financing Available
Spread the cost of a new system into easy monthly payments — and get your equipment shipped just as fast.
Monthly payments with Affirm
Choose Affirm at checkout and pay over time instead of all at once. Checking your eligibility takes a minute and won’t affect your credit score.
- Add your equipment to the cart and choose Affirm at checkout.
- Enter a few pieces of information for a real-time decision.
- Pick the payment schedule that works for you and complete your order.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Pay in 4 with PayPal
Split eligible purchases into four interest-free payments — the first at checkout, the rest every two weeks. You’ll see your exact payment amount on the product page and at checkout before you commit.
PayPal also offers special financing on larger purchases for approved accounts. Both options appear automatically when you choose PayPal at checkout.
Pay Later offers are subject to consumer credit approval and PayPal’s terms. Availability and amounts are determined by PayPal, not by Buy Comfort Direct.
Buying for a business or a fleet of jobs?
Contractors and dealers can ask about trade pricing and terms — talk to a real person, not a form.
Common questions
Does checking my options hurt my credit?
Checking your eligibility with Affirm won’t affect your credit score. If you go on to complete a purchase, your lender may report the loan.
What can I finance?
Anything we sell — complete systems, condensers, furnaces, air handlers, mini splits, and parts. Your available amount is set by the lender, not by us.
Does financing slow down my order?
No. Financed orders are approved at checkout and ship on the same schedule as any other order, with free shipping over $99.
Who do I contact about my payments?
Your payments, schedule, and account are handled by the lender you chose at checkout — Affirm or PayPal. For anything about the equipment itself, call us at (877) 843-4822 or email Info@BuyComfortDirect.com.
Can I pay it off early?
Yes. Both Affirm and PayPal let you pay off a balance early with no prepayment penalty.
Buy Comfort Direct is not a lender and does not make credit decisions. Financing is provided by Affirm’s lending partners and by PayPal, subject to their approval and terms.